Who We Are

Tom Mallini

Managing Member and Co-founder

Tom Mallini is the Managing Member of together. He has spent his entire career in finance and business management. From 1985 to 2015, he served as President and CEO of M&S Bank, a community bank based out of Gainesville, Florida. In 2015, Tom, together with his children, launched our company.  Tom oversees together and is the lead investment and portfolio manager. Tom graduated from The University of South Alabama in 1969 with a degree in Business Management. He has been very active in the Gainesville, Florida community and serves on the boards of many organizations including the Board of Trustees for Santa Fe College. When he isn’t managing the company and doing things for the community, he enjoys spending time with his family and outfitting their homes with furniture that he makes in his woodshop.

Teresa Kelly

Chief Operating Officer

Teresa Kelly is the Chief Operating Officer for together. She graduated from Florida State University in 1991 with a degree in Finance. After graduating, she joined the Federal Deposit Insurance Corporation and for three years served as an Assistant Financial Institution Examiner. In 1994, Teresa was hired by Merchants and Southern Bank in Gainesville, Florida. While at Merchants and Southern Bank, she held numerous responsible positions including Executive Vice President/Cashier, Chief Financial Officer and Chief Operating Officer. Teresa is a graduate of the Graduate School of Banking at LSU, and holds the designation of Certified Internal Auditor. Together with Tom, Teresa manages the company and is on the portfolio management team.

Jud Mallini

Financial Planner and Co-founder

Jud Mallini is the lead financial planner for together, and is also on the portfolio management team. He has been an investment advisor representative since 2006, and a Certified Financial PlannerTM since 2009. Prior to his career as a financial planner, he worked in the pharmaceutical industry and also was a high school chemistry teacher.  His background in Science, Healthcare, and Education has made him quite relatable to his clients of varying backgrounds and industries. He graduated from the University of Alabama in 1995 with a degree in Biology, and completed his financial planning studies at The American College in 2008.  Jud’s focus at our organization is working with clients to help them plan their life. He is also involved with our firm’s technology, particularly as it relates to the client experience.  Jud’s desire to deliver a better financial planning experience to his clients was the genesis of our firm.

Melissa Land

Client Relations Administrator

Melissa Land is together’s Client Relations Administrator. She graduated from the University of Florida in 2003 with a degree in Food and Resource Economics. In 2001, she was hired by Merchants and Southern Bank in Gainesville, Florida. While at Merchants and Southern Bank, Melissa held a series of increasingly responsible positions from Customer Service Representative to Commercial Loan Administrative Officer and Loan Training Administrator. As Client Relationship Administrator, Melissa is responsible for compliance as well as the accurate and timely discharge of all administrative matters for the firm

Lia Bertelson

Advisor and Co-Founder

Lia Bertelson is an Investment Advisor Representative and is part of the portfolio management team for together. She has a degree in Business Administration from The University of North Carolina, Chapel Hill and experience in corporate banking with a large regional bank, where she worked in the structured finance and franchise lending business groups. She has also earned a Master’s degree in Religion at the University of Georgia, worked as a certified teacher, and spent a few years at home with her two young boys. She is excited to put her financial skills to work helping our clients build solid financial futures through thoughtful planning and smart investment portfolios.

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