Blog

Paying for college soon?

I attended a webinar yesterday hosted by Joe Messinger, CFP®, ChFC®, CLU®, co-founder of Capstone College Partners. He and his company provide expert advice and train other advisors in helping their clients navigate college funding.  Their mission is to end the student loan crisis one family at a time. We
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Are you on F.I.R.E.?

Have you noticed the significant uptick in the number of articles in the past few years about young people who save 60+% of their income, limit their expenses to the bare minimum and retire before age 40?  The name for this movement is F.I.R.E.: Financial Independence, Retire Early. There are
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2019 Outlook

We have read through all the market commentaries and outlook narratives that were sent to us in the latter part of 2018 by our contacts in the investing industry. The repeated theme for the 2019 outlook was “Down but not Out.” Many economists and fund managers are expecting growth and
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New Membership in NAPFA

We are proud to have joined the National Association of Personal Financial Advisors (NAPFA). This organization of fee-only financial planners requires an ethics oath and continuing education beyond what is required by the CFP® Board. Here is a summary from the “About NAPFA” page of the organization’s web site.   The
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We have a new CFP® Professional

We are proud to announce that Lia Bertelson has been authorized by the Certified Financial Planner Board of Standards (CFP Board) to use the CERTIFIED FINANCIAL PLANNER™ and CFP® certification marks in accordance with CFP Board certification requirements. CFP Board is a nonprofit certification organization with a mission to benefit
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Consider writing an ethical will

Over the holidays, consider writing an ethical will for those you love. If you are like me, this month will be busy for you.  At my house, we are buying gifts, mailing holiday cards, preparing our home for guests, decorating, and grocery shopping.  My wife, Kerry, and I are also
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What does it mean when the yield curve inverts?

If you watch or listen to market news, you have likely heard analysts mention the flattening of the yield curve, or the possibility of yield curve inversion, as a harbinger of economic recession.  It is true that an inverted yield curve has preceded every post-war recession in the U.S., and
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Debt cycles impact all of us.

I was recently alerted to Ray Dalio’s new book, Big Debt Crises, while listening to an interview of him done by Barry Ritholtz.  Listen to it here.  Free PDF of the book here. Ray founded one of the world’s largest hedge funds, Bridgewater Associates.  In recent years, Ray has written
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