2020 Bear Market

corona virus

You woke up today to headlines that market futures fell overnight, and we are seeing another big drop so far today. You may be wondering if things have changed since our last message to you, and if you should do something different. Overnight, markets reacted to fears that many parts of the world, including the […]

A Volatile Week: What to Do Next

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This is what we’ve planned for! Thoughts to remember in this period of market volatility. As investors, we know that we cannot achieve high long-term returns without periods of volatility, so we try to keep these market movements in perspective. Here are some of our thoughts. 2019 brought positive returns: S&P 500 up 29%, Dow up 22%, corporate […]

First-Time Homebuyer? Here’s How to Prepare Financially

first time homebuyer together planning

Recently I was asked to send in my top tip for first-time homebuyers to be included in a blog post for Redfin.  It was fun to get it back and see what other thoughts the other CFP® professionals offered.  Apparently many of us think alike!  I don’t agree with everything said here, but it is […]

Together Talks… About Charitable Giving Post-Tax Cuts and Jobs Act

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Welcome to the first edition of Together Talk!  In this interview series we interview the people who help us understand the complex world of financial planning and investments…allowing us to help you worry less and enjoy your life more.  The people we interview are professionals in the areas of finance, law, business, economics, behavioral psychology, […]

Let’s talk about the B-word

Together Planning talks about the B-word

…the part of financial planning that everyone dreads, no matter their income. This week I received an email from a client with some answers to follow-up questions about her financial plan. At the end she wrote, “no progress on the b-word. Sorry.” It made me laugh out loud. The b-word that she so dreads is, […]

Jud Featured During Wise Money Week

wise money week

As part of the 8th Annual Jacksonville Wise Money Week, our own Jud Mallini was pleased to participate as part of a team of representatives for the Financial Planning Association of Northeast Florida, answering financial questions for members of the greater Jacksonville community. The panel set up a phone bank that afforded community members the […]

Two incomes may not be better than one

Together Planning for the future

Or, why some well-educated feminists stay home. [The messy truth about gender roles in my family.] When my husband made partner at his law firm in 2009, they hosted a small but sweet dinner for him, along with the other new partners and their spouses.  I had been a stay-at-home mom for a few months […]